Accountants for
Property Investors
Taking the complete stress away from dealing with your accounting, finances, and taxes, while ensuring you keep more of what you earn, so you can focus on what you do best - growing your portfolio and flipping more deals.
Are You Struggling With
- Understanding your finances?
- Capturing your business expenses?
- Getting hold of your accountant?
- Identifying profit and loss per property or project?
- Knowing how much tax and VAT you have to pay?
- Your accountant doesn’t understand the property sector?
Free resources for property investors
Happy client reviews!
We're grateful to our clients for the trust, loyalty and confidence placed in us over the years. Don’t take our word for it though, read some of our five star reviews.
Choose the Package That Suits You Best
Elite Investor
This package is for Elite investors with million+ asset value and a multiple 6 or 7 figure sum revenues. We can take over management of your VAT, PAYE obligations and set you up with a full finance function to give you the information you need to move your business forward.
Platinum Investor
This package is for established property owners with various property types and income streams looking for peace of mind over their finances and an expert to guide them on how best to draw funds tax efficiently for living.
Budding Investor
This package is for upcoming investors starting to receive rental income from properties and wanting support in establishing the right structure and having someone on hand to guide them through the stages of running a business.
Stress-Free Property Finances
At Ecco Accountants, we know that you want to build a profitable property business.
To do that you need a foundation of solid, up to date accounting records.
We believe that every property investor should be able to focus on growing their business and having time for the things they love.
We understand how frustrating it is to waste precious time on record keeping, chasing your accountant or keeping track of ever evolving legislation.
That’s why we established Ecco Accountants.
Get In Touch – We will get to know your biggest business challenges and what your goals are.
Get a Plan – We will put together a plan to accomplish your goals.
Get Results – You’ll have access to real time data to make better decisions to propel your business forward.
So, book a free discovery call today!
And in the meantime, you’ll spend less time worrying about your business, and more time growing your portfolio.
Property investor questions, answered
Straight answers to what property investors ask us most.
Do I need a specialist accountant for property investment?+
A general accountant can file a tax return, but property has its own rulebook: Section 24 mortgage interest restriction, the 5% stamp duty surcharge, capital gains tax at 24% on residential sales, VAT traps on conversions, and limited company structuring. From April 2026, Making Tax Digital adds quarterly digital reporting for many landlords too. We know property so well that we make sure every allowable cost goes in. We know which expenses to look for, and if something's missing we'll ask you for it, so you pay less tax. A specialist typically saves you more in tax than their fee costs, because they know which of these rules applies to your exact situation.
Should I use a limited company for my buy-to-let properties?+
It depends on your income, portfolio size, and plans. The case for a company got stronger in the November 2025 Budget: from April 2027, rental income held personally will be taxed at new higher property rates of 22%, 42% and 47%, while companies keep paying corporation tax at 19% to 25% and are outside Section 24 entirely. But transferring existing properties can trigger capital gains tax and stamp duty, so the answer is personal. We assess your position before recommending either way.
What is Section 24 and how does it affect landlords?+
Section 24 means individual landlords can no longer deduct mortgage interest as an expense. Instead you get a basic-rate (20%) tax credit. Higher-rate taxpayers effectively pay tax on income they never received. Limited companies are not affected, which is one reason so many investors have restructured. From April 2027 the squeeze tightens further when property income tax rates rise by 2 percentage points.
What is Making Tax Digital and does it apply to me?+
From 6 April 2026, landlords and sole traders with qualifying income over £50,000 must keep digital records and send HMRC quarterly updates through approved software. The first deadline is 7 August 2026. The threshold drops to £30,000 in April 2027 and £20,000 in April 2028. If you're affected and not set up yet, this is urgent. We handle the software setup and the quarterly submissions for our clients.
How do you work with clients remotely?+
All our client work is done remotely across the UK using cloud accounting software (Xero), video calls, and secure file sharing. You get the same specialist service wherever you are. Most of our clients never need to visit an office and wouldn't want to.
Find Out If We’re The Right Accountants For You
Get in touch today – Email [email protected] or book a consultation below.